Financial clarity → financial freedom

You can't improve
what you can't see.

Compass is the app that brings every account and asset, in any currency, into one clear picture — the honest starting point every financial plan needs.

Get Tracker

We never see your data · One-time purchase · Set up in 60 seconds

Compass Overview — net worth, savings rate, debt-to-assets, cash runway, asset and debt composition

Compass never sees your data.

How that works →

Privacy first

Your data never touches
our servers.

There's no path for it to reach us. Compass talks directly to a Google Sheet in your own Drive — we wire the connection, you keep the data.

01 / SCOPE

Narrowest possible scope

Compass can read and write only the single Google Sheet it creates for you. Nothing else in your Drive is visible to Compass.

02 / OWNERSHIP

Your Sheet. Your Drive.

Every transaction, balance, projection, snapshot — written directly to YOUR Google Sheet. Open it. Edit it. Keep it forever.

03 / EXIT

Walk away anytime

Stop using Compass anytime. Your Sheet keeps working — formulas, projections, and history all intact. No export needed, no data to migrate, no lock-in.

How it works

Compass is the dashboard.
Your Google Sheet is the data.

Your data lives in your own Drive. Set up in 60 seconds.

Three steps to start tracking

Buy Compass

$19 one-time. Your license arrives in your inbox.

Sign in with Google

One click. Compass creates a Google Sheet in your Drive — that's where your data lives.

Start tracking

Net worth, FIRE, budgets, multi-currency. Set up in 60 seconds, then start tracking.

What's in Compass?

Your finances, screen by screen.

Five real screens to give you the look and feel — a sample, not the full tour. The app also covers subscriptions, debts, multi-currency and dark mode.

Cash flow tab: monthly income and spending cards above the transactions table — Cash flow
Money in, money out — every transaction categorized.

Budget tab: per-category budgets with progress bars and allocation — Budget
Set a plan per category and watch the month track itself.

Accounts tab: net worth total with asset and debt breakdown — Net worth
Assets and debts across every account and currency, in one number.

FIRE tab: financial independence projection chart and key stats — FIRE
Your path to financial independence, projected year by year.

Goals tab: savings goals with progress toward each target — Goals
Name what you are saving for and track the progress.

Features

Everything you need to track your money.

Multi-currency that just works

Track a mortgage in EUR, stocks in USD, salary in HKD. Compass converts everything to your base currency.

50+ currencies · live

Net worth at a glance

One number for your full financial picture, across every account and currency. Updates as you add transactions.

Real-time

Estimate when you'll be financially independent

Compass uses your savings rate, expected returns, and target spending to estimate when work becomes optional. Adjust any input — the projection updates in your Google Sheet.

Editable · auditable

Budgets that track themselves

Plan spend by category. Compass tracks actuals as you go and flags overspend.

Set once, track always

Buy once, forever yours

$19 launch, $39 retail. Pay once for Compass — it's yours forever. If Compass shuts down, your Google Sheet keeps working.

$19 · one-time

AI that does the boring stuff

Smart, private help with your money — AI that handles the tedious parts of tracking. Coming soon for Compass owners.

Pro · coming soon

Nobody taught you how to manage your money.
Time to take control.

Compass gives you what school didn't — every account, every currency, your FIRE projection, and the math to plan your future.

Pricing

Two plans. Same Compass.

Launch · First 100 buyers

Tracker

Personal finance tracker. Multi-currency. Yours forever.

$19$39

One-time payment · No subscription, ever

$19 for the first 100 buyers, then $39.

Income, expenses, net worth & FIRE projections
50+ currencies with live FX rates
Light + dark mode
Your data lives in your own Google Drive
Free updates as long as the project lives

Get TrackerLifetime license

Coming soon

Pro

Smart, private help with your money — AI that handles the tedious parts of tracking.

It's in the works — join the list and help decide what we build first.

An optional add-on for Compass owners. Never required.

FAQ

Short answers, no fine print.

Where does my data live?

In a Google Sheet in your own Google Drive. Compass is a webapp that connects to YOUR Drive and writes everything — transactions, balances, FIRE projections, budgets — directly to that one Sheet. There is no Compass database, no Compass server holding your numbers. The Sheet is yours; Compass just reads and writes it on your behalf.

What exactly can Compass see?

Only the single Google Sheet it creates for you. Nothing else in your Drive is visible to Compass — not your other documents, not your photos, not other spreadsheets. Google enforces this at the platform level.

What if Compass shuts down?

Your Sheet keeps working. All formulas, FX conversions, FIRE projections live inside it as native spreadsheet logic. You don't need our app to keep using your tracker.

Is the $19 really one-time?

Yes. One payment, lifetime access for Tracker — no subscription, ever. Pro (AI features) is a separate, optional subscription coming soon; it isn't available to buy yet.

How do I revoke access?

Two clicks at myaccount.google.com/permissions.

$19 · One-time purchase

Start taking control.
Today.

Compass is $19, one-time. Your data lives in your own Drive.